100% Direct Settlement · 0% Gateway Fees

Enterprise UPI Gateway & Auto-SMS Verification

Accept instantaneous UPI payments with dynamic QR codes. Route seamlessly via Paytm Business, BharatPe API, or your own Android SMS Verifier APK with zero intermediary hold-ups.

Create Free Merchant Account Live Checkout Demo
₹0.00
Gateway Fee / 0% MDR
2 Sec
Instant SMS Match
99.99%
Verification Uptime
Live Interactive Simulator
Multi-Gateway Dynamic Checkout
UPI QR
UPI: paytmqr64criu@ptys
Active Gateway: Paytm Status API
Verification Method: Auto Bank Reference Match
Settlement: Instant Direct to Bank
Configure Your Gateways
Supported Gateway Engines

One Platform, 3 Powerful Ways to Collect

Choose any gateway or switch between them dynamically from your merchant control panel.

Paytm Direct UPI

Connect your Paytm Merchant ID and Store UPI ID. Generates instant dynamic QR codes with automated status polling.

  • Custom Merchant Header & Logo
  • Direct Paytm Order Status API
  • Instant Settlement to Bank
Connect Paytm

BharatPe Business API

Integrate with BharatPe QR and API Token. Automatically matches customer UTR with BharatPe incoming transaction logs.

  • BharatPe Token & MID Ingest
  • UTR (12-Digit Ref) Validation
  • Zero Waiting Time for Customers
Connect BharatPe

Android SMS Verifier APK

Install our lightweight background Android APK on any smartphone. Forward bank credit SMS & notifications instantly via API.

  • Works with ALL Indian Banks (SBI, HDFC, etc.)
  • Notification & SMS Listener
  • 1-Time Secret Ingest Key Setup
Download APK

Android Verifier APK: 24/7 SMS Gateway in Your Pocket

Turn any Android phone with your merchant SIM into an enterprise automated payment verification server in under 60 seconds.

All Banks Supported (SBI, ICICI, HDFC, PNB)
Paytm/PhonePe Notification Listener
Regex UTR & Amount Extractor
Auto-Restart Foreground Service
Download APK & Source Code Get Your Pairing Key
E Pay SMS Agent Connected
[Incoming SMS - SBI Bank]
"Dear UPI User, A/C 1234 credited by ₹500.00 on 29-Aug-26 by transfer from 9876543210 (UPI Ref no 424212345678)."
Signal Forwarded → Order Confirmed in 0.8s

Developer-First REST API

Integrate E Pay Third Party Payment Gateways with your PHP, Node.js, Python, or WooCommerce website in less than 5 lines of code.

  • Create Instant Payment Order with QR
  • Real-Time Payment Webhook Callbacks
  • Secure Merchant Secret Key Authentication
View API Documentation
// 1. Create Payment Order curl -X POST https://yourdomain.com/api/merchant.php \ -H "X-MERCHANT-KEY: your_api_key" \ -d '{"action": "create_order", "amount": 100.00, "customer_name": "Bittu", "return_url": "https://yoursite.com/done"}' // 2. Response: { "success": true, "order_id": "ORD-20260829-AB49", "checkout_url": "https://yourdomain.com/checkout.php?order_id=ORD-20260829-AB49", "qr_code_url": "https://api.qrserver.com/..." }